Understand Blackjack Insurance Strategy


In Malaysia Online Casino blackjack game, insurance is a side bet which is designed to lessen players’ blow when dealer gets a blackjack. Players are invited to place wager on this bet when the dealer’s face up card is an ace, players can make insurance bet if they want. The dealer will ask players when this happens in a land-based casino while it will directly pop up in an online casino. If this bet is exercised, players agree to place half of stake in the area marked as insurance. If at the end dealer get a blackjack, players receive a payout of 2 to 1 on his insurance bet but lose his original bet.

 If dealer does not get blackjack, players lose the insurance bet and the game continue as usual.

The odds of getting blackjack by a dealer are 35:16. As we can see, there are 4 types of ten-value cards (J, Q, K, 10) make up a total of 16 cards. It means the house edge of this bet is around 12.5% which is considered as pretty high bet. This is the reason why most of the Malaysia Online Casinoblackjack players state that insurance bet is suck. Let’s imagine player makes a bet on his original bet and now dealer shows an Ace. If he wants to make insurance bet, it is pretty obvious he can’t win both bets and one of the bets is going to be lost. Hence, insurance bet is wasteful and that’s better for not taking it.


In a nutshell, Malaysia Online Casino players should remember that option that is available does not always mean it is a good option. Insurance is a side bet offered by most casinos and it seems like protect players against dealer has blackjack. However, it also greatly favors the house among all side bets. We should listen to professional and experienced players’ advice that not to take insurance. 

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